Click on a menu choice, below.  Selected program will download & run.  My published articles are:  here FedBens Calculators  *** About FedBens ***  1.   Annuity - quick vs. precise. 2.   Buyout (aka: VSIP, or severance pay). 3.   High-three average salary. 4.   Sick leave credit/ Survivor annuity. 5.   Income tax exemption. 6.   Thrift Savings Plan. 7.   Military service:  cost & benefit. 8.   Windfall Elimination Provision (WEP). 9.   FERS annuity supplement.                                                                      PRIVACY POLICY. •Third party vendors, including Google, use cookies to serve ads based on a user's prior visits. •Google's           use of the DART cookie enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the           Internet.  •Users may opt out of the use of the DART cookie by visiting the advertising opt-out page. (Alternatively, users can           opt out of a third-party vendor's use of cookies by visiting the Network Advertising Initiative opt-out page.)