HR Offices. These programs can be licensed for your internal, on-site use.  This will be in full compliance with the
         Anti-Deficiency Act, and will allow faster, more accurate estimates for your customers.  Other advantages:

                - full security - internal use, only.
                - no ads.
                - low cost.
                - printed, hard copy reports showing detailed, individual calculations accepted by OPM.
                Sample: annuity supplement 

         For new retirees, the interim annuity payment does not include the FERS annuity supplement. Months later,
         when the supplement is finally paid, OPM provides no breakdown, or explanation, for the amount.

         For site license pricing, references, and other details, contact:   fedbens@aol.com

         My published articles are:  here

         Thank you for visiting my site.  Feedback from users is always appreciated.  Return soon!

         Robert F. Benson
         DUNS 622 781 776

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